Simple solutions to power your business
Collect payments, access loans, get POS terminals and manage operations with a business banking solution that meets all your needs.
5M+
Business Accounts
1M+
Active POS Terminals
99.9%
Success Rate
Built for growth
All the tools you need to run your business
BellBank provides comprehensive business solutions - from payment collection to loans and everything in between.
Business Account
Open a free bank account in your business name, in minutes. Access round the clock support, with no hidden fees.
POS Terminal
Accept card and transfer payments with our reliable POS terminals. Enjoy instant settlement and easy dispute resolution.
Expense Card
A secure card for your business expenses. Track spending and set limits for different needs.
Working Capital Loans
Access flexible loans to help your business grow with business-friendly interest rates.
Business Savings
Save for your business goals and earn competitive interest rates on your deposits.
Bookkeeping & Reports
Automate how you sell, track, report, and manage your operations with smart tools.
Payroll Management
Pay your staff on time, every time. Schedule bulk salary payments and generate payroll reports in seconds.
Multi-User Access
Add team members to your business account with different roles and permission levels for safe delegation.
Invoice & Collections
Create and send professional invoices to clients. Share payment links and get paid faster.
Point of Sale
POS terminal wey no get wahala
Accept card and transfer payments seamlessly with our reliable point-of-sale terminal. Enjoy instant settlement, easy dispute resolution, and instant payments every time.
POS Transfers
Accept transfers directly on your POS terminal, and print out customer receipts.
Card Payments
Accept reliable payments that go through every time, from all cards.
Instant Settlement
Instantly receive payments in your account with no delay.
99.9% Reliability
Enjoy close to 100% success rate on all transactions with your terminal.
Business Account
A free bank account to power your business
Open a free bank account in your business name, in minutes. Access round the clock support, with no hidden fees and complete control over your account.
- Zero account opening fees
- Manage multiple businesses in one app
- 24/7 customer support
Expense Card
A secure card for your business expenses
Order an expense card to spend and manage your business finances effectively, and get it delivered in 48 hours. Track your business expenses and set limits for different needs.
- Works online and at POS terminals nationwide
- Set spending limits and track expenses in real-time
- Instant notifications for every transaction
- Delivered to your doorstep within 48 hours
Working Capital
Flexible loans that help your business grow
Access working capital loans to help your business grow. Easy request process with business-friendly interest rates and flexible repayment tenures.
- Quick approval process - get funds within 24 hours
- Competitive interest rates tailored for SMEs
- Flexible repayment options that suit your cash flow
- No collateral required for qualified businesses
Save for your business dreams
Whether you dream of expanding your business, buying new equipment, or opening a new branch - create a savings plan for your business goals and earn competitive interest rates.
16%
Interest p.a.
Flexible
Withdrawal Options
Smart Bookkeeping
Smart software that sorts it all, from sales to stock
Automate how you sell, track, report, and manage your operations - no matter the size or location of your business. Keep your finger on the pulse with real-time analytics and reports.
- Real-time sales and inventory tracking
- Automated financial reports and insights
- Multi-branch management from one dashboard
- Staff management and permissions
GETTING STARTED
Opening an account is simple as ABC...
Open a BellBank Personal Account in just a few simple steps. No paperwork, no stress, no hassle.
Create a business account
Download the BellBank Business App and provide your business details to get started.
Get verified with KYC
Complete your BVN and NIN verification, then finish face & ID verification.
Request your POS terminal
Login to your dashboard, click on POS menu, and request a new terminal.
Start accepting payments
Receive your POS within 48 hours and start accepting payments immediately.
Payroll
Pay your staff on time, every time
Schedule bulk salary payments for your entire team in a few taps. Generate payroll reports, track payment history, and ensure every employee is paid accurately and on schedule.
- Bulk transfer to all Nigerian banks in one click
- Schedule recurring payroll runs automatically
- Downloadable payroll reports for records
- Staff receive instant payment notifications
Amina Yusuf
Sales Manager
Chidi Okafor
Engineer
Fatima Aliyu
Accountant
Emmanuel Eze
Operations
Team Access
Give your team the access they need, safely
Add multiple users to your business account with defined roles and permission levels. Your accountant can view reports without making transfers. Your cashier can collect but not approve.
- Define custom roles — Admin, Manager, Viewer, Cashier
- Approve or restrict transfers based on role
- Full audit trail of all team member actions
- Remove or change access instantly at any time
Team Members
Invoicing
Get paid faster with professional invoices
Create professional invoices in seconds and share them with clients via WhatsApp, email, or a payment link. Track which invoices have been paid and send reminders for unpaid ones.
- Generate branded invoices with your business logo
- Share a payment link clients can pay instantly
- Track paid, pending, and overdue invoices
- Funds land directly in your BellBank business account
Invoice #INV-0042
Issued: 25 Jan 2025
Ready to power your business?
Join thousands of businesses using BellBank to collect payments, access loans, and grow their revenue.
Let's put your mind at ease.
Can't find the answer you're looking for? Reach out to our customer support team.
What services does BellBank offer for personal banking?
BellBank offers a range of personal banking services, including savings accounts, checking accounts, and digital payment solutions. Our goal is to provide fast, secure, and convenient financial services for individuals.
Do you guarantee safety?
Security is a top priority at BellBank. We employ robust encryption technologies and adhere to industry-best security practices to ensure that your personal and business transactions are safe and secure.
How can I open an account with BellBank?
Opening an account with BellBank is quick and easy. Simply visit our website or download our mobile app to start the registration process. Follow the steps provided, and you'll be on your way to enjoying our banking services.
What makes BellBank different from other digital banks?
BellBank stands out with our innovative approach to digital banking, comprehensive security measures, and personalized customer support. We focus on providing solutions that truly meet the needs of African businesses and individuals.
How does BellBank support African businesses in receiving payments?
BellBank is on a mission to simplify and accelerate how African businesses receive payments. We provide innovative solutions to enhance the payment experience, making it easier for businesses to transact locally and internationally.
